Are you an investor or sucker?

DCAL=Directed Combinatorial Algorithmic Library has been able to investigate using filters to determine if your investment is sound vs. industry averages.

Current Ratio (initial liquidity) = Total Current Assets/ Total Current Liabilities

Industry Average Ratios:
Agriculture 1.31
Mining 1.19
Construction 1.44
Manufacturing
Leather/Textile/App 1.50
Chem. Petrol. Metal 1.54
Wood Related Prod 1.43
Mach-trans equipment 1.54
Trans-Communic 1.03
Wholesale
Non-Durable 1.53
Durable 1.42
Retail
Hardware 1.68
Gen. Merchandise 2.14
Automobiles 1.23
Apparel 1.90
Furniture 1.61
Restaurants 0.73
Financial Services 1.18
Business Services 1.36
Service Industry 1.29

Additional crucial questions that enter into DCAL:
Earnings before interest & taxes (EBIT)
Working capital
Retained Earnings

There are also methologies employed to measure the management and if they value shareholder return or their own positions. -This is crucial to consider.

Remember that giving out $$ is easy but making $$ as a viable business requires accuracy and precision to match demand with supply of the right customers. And if your retained earnings require too much capital expenditures -this is not a positive.

Interesting video:


Sophisticated Explanations of Henry Paulson:


NYT Article on Henry Paulson & Congress

D.C.A.L. measures inner mental strength

Exactly what are the chances of success when physical, mental and spiritual odds are stacked against you?

Qian Hongyan, who was forced to use half a basketball as her prosthetic body, has inspired millions of people worldwide with her ambition to compete as a swimmer in the 2012 Paralympics in London:

Looking back on her childhood, she was extremely positive. People like Martin Luther King Jr., Mother Teresa, Mahatma Ganhdi had D.C.A.L. inner strength ratings of 85+%.

Over the years, in developing mathematical correlations, we have measured various physically challenged individuals and their inner strength attributes worldwide (video) looking for inner strength qualities including 'the drive to overcome all adversity'. Qian Hongyan is exceptional and will continue to gain worldwide attention and praise.



































































In developing D.C.A.L. for applications in artificial intelligence exception traits were reviewed. On Alive Not Dead, Shairah's singing ability was reviewed and we found that voice does matter in negotiations and performance. Since she's a performing artists, the better she can maintain this vocal capability where the derivative of the slope is smaller at the peaks, the better her performance.

Qian has arrived at a point in her life where the public following will feed her success.

Roger Federer is another exceptional individual with an extremely high D.C.A.L. inner mental strength rating:




1. D.C.A.L. (Directed Combinatorial Algorithmic Libraries) is an optimized platform based on the mathematical teachings of Dr. Vladmir Fock (Fock Matrix, Hartree-Fock).

2. An example of differentiation is using the numbers 1,4,5,6 ... how many random combinations exist?

Answer:
The numbers 1,4,5,6 provide 24 possible combinations:

1456 || 4156 || 5146 || 6145
1465 || 4165 || 5164 || 6154
1546 || 4561 || 5461 || 6541
1564 || 4516 || 5416 || 6514
1645 || 4615 || 5614 || 6415
1654 || 4651 || 5641 || 6451

While one can use trial and error to determine this feature. If it cost a corporation, 100K each trial and every trial was a busines campaign, the time costs and the monetary costs would be quite high. The potential $ tab could be 2.4M USD.

Individuals with exceptional excellence like Dr. Vladmir Fock found methods to arrive at this answer:

4!= 4x3x2x1= 24 combinations

3. If asked the same questions how many random combinations exist in sets of 2, once again you could come up with a trial and error of:
{1,4}; {1,5}, {1,6}, {4,5}, {4,6}, {5,6} ...... six (6) combinations

or individuals came up with the code:
4!/[2!(4-2)!] = 4x3x2x1/[2x1(2x1)] = 6

4. If you carried this to the next level and passed a filter using the alphabet:
A=1, B=2, C=3, D=4, E=5, F=6
You would derive that 1,4,5,6 is equivalent to the letters A,D,E,F.

5. If you asked anyone how many four letter combinations existed that contained common words anyone could see it arrives at 2:

FADE
DEAF

6. Reversing the code you get the combination:
6145
4516

Essentially, the cost would be minimized to 200K. And the company would be saved 2.2M USD of capital expense.

7. The movie, "A Beautiful Mind" shares a glimpse into the life of people who could see patterns (i.e. John Nash who was also an offshoot of Group Theory applications in economics). How can some people can see these patterns? What makes them exceptional? What traits do they have? Musical composers like Bach and Mozart come to mind. Newtonian mechanics how is it possible someone thought of this?

Taught a many Universities today: Repeated Game Theory (voice lecture)



8. Exactly how much mental strength can play in the healing process? The answer is a significant amount. Inner mental strength is a phenomenal trait. We all have it. Can it be trained. Yes. It is amazing.

9. If the combination was longer, trial & error would be so costly it
would eat up your revenues (i.e. 236642597) ... Using mathematics, we calculate there are 90,720 combinations:

9!/{2!2!}= 9x8x7x6x5x4x3x2x1/{2x1x2x1}

With D.C.A.L., you can narrow it within 300.

10. Edward Altman (b.1941) created the Z-Score Financial Analysis tool (published in 1968) to help creditors determine the probability of bankruptcy in the next 2 years. Read more. Imagine what kind of intellect must you have to be able to accomplish such feats of mental strength.

Investigations underway: U.S. beef recall expansion with 18 illnesses & rising ...

UPDATE 1-U.S. beef recall expanded, 18 illnesses suspected Industries Consumer Goods & Retail Reuters: "E.coli O157:H7 bacteria"

According to DCAL (Directed Combinatorial Algorithm Library): Within the next 2 years, there will be a significant rise in chlorine resistant bacteria, virus and fungus within the food industry. This will have a strong negative impact the restaurant, hospitality and the fast moving consumer goods industry.

O157:H7 (aka. EHEC= Enterohemorrhagic Escherichia Coli ) details ->

1. Shiga toxin producing
2. Severe cramps, diarrhea (often with blood)
3. Vomit
4. Fevers ~101˚F/38.5˚C
5. Healing time: 5-7 days to stabilize
6. Damage requires 3-4 months for full recovery
7. Usually mild but can be severe/life-threatening
8. Note: E. coli serogroups O26, O111, and O103 are the non-O157 serogroups that most often cause illness in people in the United States.
9. Spreadability: high
10. The toxin, known as Shiga toxin, is the same one found in 2006's infected spinach that was implicated in the deaths of five people and illnesses involving hundreds more.
11. Ability to Contain: Very good if source is identified
12. Purpose of Shiga toxin: helps O157:H7 survive its bacterial predator: a ciliated protozoan known as Tetrahymena.

Note: The history behind DCAL dates back to the period of Dr. Vladmir Fock (who's IQ has been reported by many as beyond genius).

Professor Fock: December 22, 1898–December 27, 1974

It has been applied within GY as a mathematical combinatorial based algorithm that collects and analyzes data for unique applications. It is capable of utilizing specific information to extrapolate trends. It is capable of determining based on the information matrix critical behavioral responses within a field of accuracy. When applied towards infectious diseases, it can provide information on the possible organisms, size/impact of infection, transmission leads, societal costs etc.

Another example is GY-DCAL predicted H1N1 would be level 6 pandemic 60 days after level 3 was announced by the World Health Organization. Photos, texts, unique findings are helpful feeds into the tactical information that is continuously collected on the H1N1 virus. If you know of any please keep posting on all public servers.

Many would say: "There is nothing to fear except fear itself ..."

Should we encourage intimate human to animal contact?

Can ignorance be bliss???

Dr. Chiu 趙汝威博士: Social Media Monetization Los Angeles, New York, Hong Kong, China

Dr. Chiu 趙汝威博士: Conferences On Social Media Monetization Los Angeles, New York, Hong Kong, China ...

Gives talk @Google's blogger, @Yahoo's mybloglog audience. Next stops @FaceBook, @Twitter.
Objective: Helping Small Medium Enterprises and Business Owners Survive, Grow their business
Audience: Small-Medium Enterprises/Business Owners
Additional CAPEX (Capital Expenditures): Less than $20/month

GY LLC is interested in disruptive technological advances in medicine & therapeutics. Additionally, we need to have healthy communities. Clearly, business owners are suffering and they are not prepared to face the current financial turmoil. The rising costs of healthcare have resulted in arguments and no answers. Social networks are ineffective in helping businesses increase traffic and yet use valuable business time. Increasing opportunities in social media have become dilutive. They don't allow businesses to monetize to feed their families. Instead members are being monetized. The only revenue you get for valuable content is often pennies on the dollar using irrelevant advertising.

New Concept for providers: Servana : "What goes around comes around ... we need to help our neighbors"

A calling for extraordinary people who care about their communities. I am confident that amongst the chaos, functional social networks that work on solving problems will arise. Prevention is the only answer but how do we reach the people, the communities? As a joint venture, GY LLC will support Servana to create an informational platform with voice, text and information from leading celebrities/top experts on business, management, healthcare, wellness etc.

Upcoming Topic: New Invisible Enemies Lurking in Restaurants

Restaurant Owners: You need to be in on this one. Did you know there are over 16 organisms that are resistant to chlorine bleach and stabilized chlorine dioxide? Franchises and chains could get destroyed.

Consumers: Who pays for your Bill of Health if you caught something in a restaurant?

Insurance Carriers: The insured was not sick prior to visiting the restaurant. Just like the insured's coverage @hospitals is voided since nosocomial infections are generated out
of scope. An outbreak is out of scope. So you're already thinking of exclusions.

Lawyers: You're going to have a field day extracting payments from unhappy victims.

Listing onto Hong Kong Financial Markets

Hong Kong Financial Markets: "Taifook Securities said in a note Tuesday that stock exchange operator Hong Kong Exchanges has now become the world's second-most valuable exchange by market capitalization behind CME Group, despite the Hong Kong market's smaller size."

Based on much +ve information, I am interested in listing BioNeutral Group Asia on the Hang Seng Exchange. Either a listing on the main board or the GEM board (Growth Enterprise Market) will work. The goal is to increase global liquidity/accessibility across 24hrs. Furthermore, Hong Kong is significantly more responsive to safety and precautions when it comes to pandemics/outbreaks ...

Meanwhile, in the USA ... the current consensus are further disputes in healthcare: Obama lobbies doctors on healthcare reforms U.S. Reuters: "Obama lobbies doctors on healthcare reforms ..."

Coming from medicine and healthcare policies, this is most unfortunate. They'd rather argue and destroy the system *sigh* ... while the little people suffer.

Ygiene dissolves toxic mushrooms (live video feed to Asia)

Dr. Chiu, Dr. Kielbania (Chief Scientist of BioNeutral Group), Asia Film Crew, USA Mold Infested Home (mushrooms growing on carpets - all 3 occupants hospitalized).The root and origins of the problem originate from toxic drywall from China (US homeowners protest, CNN review), mold spores that could have been brought in by a remediation company's equipment, even items from a grocery store or a vacation to humid mold infested places (i.e. hotels). Unlike H1N1, this is impossible to detect as the growth rate starts very slow and once the spores reach a certain level, the homeowners start to feel headaches, swelling, memory loss, 'so-called allergic rhinitis' ... these are all symptoms that toxic mold could be present and proper testing needs to be immediately done to create a baseline.



Two mushrooms are completely erradicated on contact:





Many kinds of molds & mushrooms exists and are quite territorial:

Under the right conditions, a single aggressive spore can become an outbreak nightmare (this took only 3 months) ...

God has answered with a media film crew coming over from Asia and doing a cover story and televised show on our work with H1N1 virus', bacteria and mold. I thank everyone for their continued efforts amidst my frustrations at convincing this company to commercialize. *sigh* At least now, there are more people who can visually see the dangers that can occur during any kind of outbreak. This live test of the data from previous blogs clearly shows the formulation is impeccable! The company agrees but they don't see the benefits of allowing consumers access to this powerful yet safe formulation?! Please keep praying so that I will be successful at convincing them. I've even brought Chief Scientist of BioNeutral Group: Dr. Andrew Kielbania to this residence. Hopefully something will happen soon. -Thanks for everyone's prayers and good wishes!

Collage of photos (notice mushrooms were growing on the carpet -lower left corner):













In working on virus', bacteria and now fungal species, I have come to the realization that we are very much unprepared and unaware of the dangers the exist. Solving problems with a vaccine is slow, costly and insufficient. Each time you make the H1N1 vaccine, you need to offline the production of vaccines for the common influenza virus and this is gambling rather than medicine.

Clearly, the public and most media is only concerned with H1N1 outbreak but what about mold outbreaks that are happening within communities?

I have gone ahead and shown the application of Ygiene inside a mold infested home and being able to erradicate the odor and mold whereas bleach, alcohol and all commercial products have failed. Had we not been equipped with:

(1) Full Suit
(2) Head to toe coverage
(3) N95 face mask by 3M
(4) Goggles over the glasses (mold spores tend to attach immediately upon entry)
(5) BioNeutral Group's: Ygiene VirusKill (not commercially available)
(6) Glove protection

Our healths and the film crew's health would have been compromised just like the family that ended up in the hospital. Memory loss, nose bleeds, hemoptysis, cancer can arise from exposure to mycotoxins (by-products of mold i.e. aflatoxins).

Dr. Chiu/ Dr. Tierno Interview Clip (Stresses that Ygiene can neutralize Aflatoxins!):

Dr Philip Tierno interview part 25.mp3 -

Dr. Tierno's Final Warning:

Dr Philip Tierno interview part 26.mp3 -

Suiting Up (Part I):

















Suiting Up (Part II):























Process of Gloving:




















In action with Ygiene showing 2 second kill rate -embedded camera




















The Kitchen Walls: